My goal is to provide basic information to help you in this crisis and links to simplify your process. The basics are this. The SBA, through your local bank, will give you a loan. The loan is 100% backed by the US Government. If the loan is used for payroll, rent, mortgage, and utilities, and you prove this, then the government will forgive the loan. It turns from a loan to a grant! The key is using it for what it is intended to do, keep paying your people, and yourself.
I AM NOT an expert at this, but I have already submitted my application. The application was the easiest I have ever filled out and will bring economic relief to AGORA and its staff.